Welcome Aboard Matt!
We’re excited to announce that we’ve welcomed a new partner advisor to Hardworking Capital! Effective August 14, Matt Mellier joined the team. Matt is a CERTIFIED FINANCIAL PLANNER™ and brings…
From interesting events to inspiring stories - and yes some financial insights too - check out our recent blog posts.
America’s Real-Life Superheroes – Small Business Owners
They don’t wear masks and capes; can’t fly or swing from building to building, and they aren’t the subjects of their own comic books. But if you’re looking to know…
Cutting Down on Landlord Headaches – Tech-Savvy Ways to Streamline Rental Property Management
Many of our clients own rental properties and while they can be a great investment opportunity, some people find the burden of managing properties simply too overwhelming. What I have…
Two Steps Business Owners Should Take Now to Protect Their Data
I work with business owners every day. Our conversations often bounce between questions like “how can I save on taxes” or “what kind of retirement plan should we have” to…
Over mileage on your lease? Here are some solutions.
So you leased a car and for one reason or another the miles you’ve driven are significantly higher than the lease allows. You’re looking at a big bill just to…
More Than Just a Number: Age and Retirement
Deciding what age to retire may not be one decision but a series of decisions and calculations. For example, you’ll need to estimate not only your anticipated expenses, but also…
The Future of Social Security
Every year, the Trustees of the Social Security Trust Funds release a report to Congress on the current financial condition and projected financial outlook of the program. This year’s report,…
What in the Heck is Bitcoin?
Bitcoin has been receiving a lot of press lately. We’ve had a few people inquire, so we thought we’d shed some light on the mystery. Bitcoin isn’t a single company…
Leasing a Car – The Good and The Bad
Very few people actually enjoy walking onto the lot of a car dealership. For some, the haggling involved in the transaction can make the experience drag out for what feels…
Throwing Out the 4% Rule
This 1990s retirement planning principle seems questionable today. In 1994, a financial advisor named Bill Bengen published research articulating the “4% rule”, which became a landmark of retirement planning.The 4%…
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